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	<title>MINAR NORTHEY</title>
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	<description>CERTIFIED PUBLIC ACCOUNTANTS</description>
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		<title>Selling Your Home?  Will  You Pay Tax on the Gain?</title>
		<link>http://minarnorthey.com/890</link>
		<comments>http://minarnorthey.com/890#comments</comments>
		<pubDate>Mon, 19 Dec 2011 18:48:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Individual Tax]]></category>

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		<description><![CDATA[Selling your home and moving into a smaller one or a condo is seldom an easy decision, but at least part of the decision-making process is a little easier in light of an exclusion that eliminates most people&#8217;s federal tax liability on gain from the sale or exchange of their homes. Under these rules, up [...]]]></description>
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		<title>How to Deduct Charitable Contributions</title>
		<link>http://minarnorthey.com/859</link>
		<comments>http://minarnorthey.com/859#comments</comments>
		<pubDate>Sun, 18 Dec 2011 16:18:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Individual Tax]]></category>

		<guid isPermaLink="false">http://minarnorthey.com/?p=859</guid>
		<description><![CDATA[While all contributions must be substantiated, contributions of $250 or more require a written receipt from the charity. If you donate property valued at more than $500,  additional requirements apply. General rules.For a contribution of cash, check, or other monetary gift, regardless of amount, you must maintain a bank record or a written communication from [...]]]></description>
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		<title>Points Paid on Purchase of Primary Residence</title>
		<link>http://minarnorthey.com/887</link>
		<comments>http://minarnorthey.com/887#comments</comments>
		<pubDate>Sat, 17 Dec 2011 18:46:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Individual Tax]]></category>

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		<description><![CDATA[Congratulations on the purchase of your new home. I understand that you (or the seller) may have paid “points” to your mortgage lender.  Since a current tax deduction for points in the year in which they are paid may be a  significant benefit, I&#8217;d like to take this opportunity to explain how the rules in [...]]]></description>
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		<title>Mortgage Interest</title>
		<link>http://minarnorthey.com/882</link>
		<comments>http://minarnorthey.com/882#comments</comments>
		<pubDate>Fri, 16 Dec 2011 18:44:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Individual Tax]]></category>

		<guid isPermaLink="false">http://minarnorthey.com/?p=882</guid>
		<description><![CDATA[If you own a home, the interest you pay on your home mortgage provides  one of the best tax breaks available. However, many taxpayers believe that any  interest paid on their home mortgage loan is deductible. Sadly, they&#8217;re wrong. With  home prices skyrocketing in many states, now&#8217;s a good time to revisit the interest  deduction [...]]]></description>
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		<title>Points On Personal Residence Refinance</title>
		<link>http://minarnorthey.com/884</link>
		<comments>http://minarnorthey.com/884#comments</comments>
		<pubDate>Thu, 15 Dec 2011 18:45:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Individual Tax]]></category>

		<guid isPermaLink="false">http://minarnorthey.com/?p=884</guid>
		<description><![CDATA[In general, in order to deduct points paid in connection with a residential mortgage, the  points must be “qualified residence interest.” In addition, even where points are qualified residence interest, certain other requirements, as discussed below, must be satisfied in order to deduct  them in the year they are paid (as opposed to being written [...]]]></description>
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		<title>Retirement Plans for Small Businesses</title>
		<link>http://minarnorthey.com/879</link>
		<comments>http://minarnorthey.com/879#comments</comments>
		<pubDate>Wed, 14 Dec 2011 18:40:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Federal Business Tax]]></category>
		<category><![CDATA[Individual Tax]]></category>
		<category><![CDATA[Personal Financial Planning]]></category>

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		<description><![CDATA[SEPs are intended as an alternative to “qualified” retirement plans, particularly for small businesses like yours. The relative ease of administration and the complete discretion you, as the employer, are permitted in deciding whether or not to make  annual contributions, are features that are especially attractive. Here&#8217;s how these plans work. If you don&#8217;t already [...]]]></description>
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		<title>Get Ripped Off in a Ponzi Scheme?</title>
		<link>http://minarnorthey.com/876</link>
		<comments>http://minarnorthey.com/876#comments</comments>
		<pubDate>Tue, 13 Dec 2011 18:33:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Individual Tax]]></category>

		<guid isPermaLink="false">http://minarnorthey.com/?p=876</guid>
		<description><![CDATA[IRS has announced special relief for victims of Bernard Madoff&#8217;s Ponzi scheme (and for investors in other similar fraudulent schemes). Because Madoff&#8217;s scheme continued for years, many investors are faced not only with the loss of their original investments,  but also with having paid taxes on “phantom income,” based on fraudulent statements sent by Madoff&#8217;s [...]]]></description>
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		<title>Investing In Mutual Funds.</title>
		<link>http://minarnorthey.com/872</link>
		<comments>http://minarnorthey.com/872#comments</comments>
		<pubDate>Sun, 11 Dec 2011 16:31:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Individual Tax]]></category>
		<category><![CDATA[Personal Financial Planning]]></category>

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		<description><![CDATA[Many of my clients are investors in mutual funds and others have expressed an interest in putting some of their investment money into mutual funds. A complex set of tax rules need to be considered when making decisions about when to invest, what type of  fund to invest in, dividend options, switching between funds within [...]]]></description>
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		<title>Planning for College?  You MUST READ THIS.</title>
		<link>http://minarnorthey.com/868</link>
		<comments>http://minarnorthey.com/868#comments</comments>
		<pubDate>Sat, 10 Dec 2011 16:28:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Individual Tax]]></category>
		<category><![CDATA[Personal Financial Planning]]></category>

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		<description><![CDATA[As a parent with college-bound children, you are concerned with setting up a financial plan to fund future college costs. If your children are already college age, your goal is to pay for current or imminent college bills. I&#8217;d like to address both of these  concerns by suggesting several approaches that seek to take maximum [...]]]></description>
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		<title>Investing In Municipal Bonds</title>
		<link>http://minarnorthey.com/865</link>
		<comments>http://minarnorthey.com/865#comments</comments>
		<pubDate>Fri, 09 Dec 2011 16:24:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Individual Tax]]></category>
		<category><![CDATA[Personal Financial Planning]]></category>

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		<description><![CDATA[We&#8217;ve been getting a lot of questions about investing in municipal bonds, so here&#8217;s an overview: Purchase of bond. If you buy a tax-exempt bond for its face amount, either on the initial offering or in the market, there are no immediate tax consequences. If you buy such a bond between interest payment dates, you [...]]]></description>
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